We offer a solution for borrowers seeking financing without the hassle and uncertainty of traditional lending - it’s a Stated-Income Business Credit Card. This program offers a hassle-free experience for both real estate investors and business owners who need access to credit without having to worry about the time, costs, and documentation requirements. There is no income verification, no financial documentation, and is 100% unsecured which means there is no collateral requirement. This credit card program does not report to your personal credit report. Whether you’re a business owner seeking working capital or an investor who wants to fix and flip, or fix and hold, this program allows you to draw down cash from the card to make repairs or improvements for small current and future projects. The Stated-Income Business Credit Card program bypasses practically all major obstacles and lets you stay on track to accomplish your goals.
Lending Overview Credit Card: Up to $75,000 Interest: Some lenders offer 0% interest for first 6 - 12 months After introductory period ends, rates start at 7.99%
Credit Requirements: If you have a 700+ score, no co-signer is required. If your credit score is between 400 - 699, a co-signer will be required and must have a 700+ score. The co-signer does not need to be affiliated with the business. No Upfront Fees One time fee after approved for credit card No income verification No financial documentation required No collateral required, this is an unsecured program All industries are eligible Credit card WILL NOT report to your personal credit report Business must be active for a minimum of 1 day Must have a legal US entity (LLC, Corporation, etc.)